Arizona Health Insurance and Medical Plans in AZ  

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Health Insurance with Dual Choice or Triple Choice
Group Health Insurance can offer Dual or Triple Choice.  Businesses often give their Employees 2 or 3 plan choices.  Historically, these choices have been between an HMO or PPO.  However, with the introduction of Consumer-Driven Health Plans (CDHP's), such as Health Savings Accounts (HSA's), many Businesses give their Employees a choice between a regular PPO, and an HSA.  In tough financial times, some Businesses will contribute toward a stripped-down benefit plan, like a "Catastrophic" or "Basic" plan, then allow their employees to "buy-up" to a higher benefit plan.

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Last updated 2/2/2007