Arizona Health Insurance and Medical Plans in AZ  

Health Insurance Specialists, Inc.
       
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Temporary Short Term Medical Insurance

Fill the gap between plans, with a
Short-Term Health Insurance Plan

Designed to fill the gap in insurance, when you're between jobs, or waiting for a new plan to begin, Short-Term Health Insurance Plans are inexpensive, and easy to apply for.


Our most popular plan
CareAmerica - Option 12

  • Month-to-Month coverage,
    up to 12 months

  • Next day coverage available

CareAmerica - Option 1

  • Discounted premiums for a "lump sum" payment

  • 30 to 185 days of coverage

  • Next day coverage available

Please call for other Short-Term plans that may:

  • Ask fewer health questions on the application

  • Accept an applicant who was declined previously for health insurance

  • Cover an expectant father, or children of an expectant parent (but not the mother or newborn)

Cautions: 
  • Short-term plans are meant for temporary needs only.  They cannot last longer than the term of coverage, and, in no case, longer than 12 months.  They are not renewable.

  • Pre-existing conditions are NOT covered
  • If you have medical conditions, a short-term plan may not be the best choice for you. because it will disqualify you from HIPAA (Guaranteed Issue) portability coverage.  Click here for more information about HIPAA (Guaranteed Issue) portability rights.

 

 



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